Payment Options For Your Smile Makeover.

If you don’t have the money for your smile makeover saved just yet, you may need some assistance. Here, we outline a range of ways to fund your treatment. Please note, we encourage you to be responsible when undertaking funding for your smile makeover, and to carefully consider whether the option is appropriate for you.

Access Your Own Superannuation

We’ve partnered with SuperCare so our valued Clients can quickly and easily apply for early access to their Superannuation to cover dental treatments, including Veneers and Crowns. READ MORE+


Personal Loan

A Personal Loan with a licensed specialty lending partner means loan repayments for your Smile Makeover are made in smaller, more manageable amounts, so that you’re not facing a big out-of-pocket cost upfront.

CosMediSmile has partnered with Total Lifestyle Credit (TLC) to provide dental funding options. TLC’s friendly team is ready to assist you in obtaining funding for your smile makeover treatment. If you are interested in exploring your funding options with TLC, you can begin the process by obtaining a free finance quote.  APPLY NOW


Interest-Free Layby

Just like layby offered in stores, our layby allows you to pay off your smile makeover ahead of time. Payments for your dental treatment package are spread across instalments so, by the time your treatment commences, everything is taken care of, no fees and no approvals needed. 

To learn more about Interest-Free Layby, phone 1300 000 633.

Source Your Own Finance

Consider sourcing your own finance. There are a range of loans and credit card options available, including low-interest credit cards, interest free periods, and even dental finance firms who specialise in loans specifically for dental procedures. To source your own finance, start by contacting your personal bank or private lender.

Your Own Savings

Have your own savings ready to go? Congratulations! Your new smile is closer than ever. To start planning with our friendly Client Support team click here or phone 1300 000 633.

Payment Options CosMediSmile
Advertisement for Payment Plans for Veneers or Crowns with TLC Finance

Payment Plans for Veneers.

Apply Now.

Apply quickly and easily for a Personal Loan or Payment Plan for your Smile Makeover with our Licenced Specialty Lending Partner, TLC Finance. Simply complete the form below to discover if you qualify for a Payment Plan.

Enquire Now.

We’re on hand to discuss your Smile Makeover and Payment Options. To submit an enquiry to our team of experts, simply complete the form below and we’ll be in touch. Please note, this is not a credit check.


CosMediSmile IS NOT a credit provider. We DO NOT provide personal loans or any form of funding or credit for plastic surgery or dental procedures. We DO NOT provide legal advice or financial advice. We can refer you to an independent, external licensed specialty funding partner, who can assist you with personal loan options which are subject to the funding partner’s lending criteria, terms and fees. Please be aware that we may receive a fee from the funding partner for referring you – this fee is not payable by you. Please note that you DO NOT have to use CosMediSmile’s licensed specialty funding partner, and you are welcome to source your own funding solutions.

We encourage you to be responsible when undertaking funding for your procedure and to carefully consider whether the option is appropriate for you. It is important you understand your legal obligations under any loan you intend to apply for, and the financial consequences. If you have any doubts, you should obtain independent legal and financial advice before you enter any agreement. The information on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you.

All per week payment option amounts quoted are the estimated weekly repayment you would need to repay a personal loan at an interest rate of 17.99% p.a. over 5 years. (e.g. ‘Payment Options From $55 per week* is the estimated weekly repayment on a loan of $6,990 at an interest rate of 17.99% over 5 years to purchase an 8 x Veneer/Crown Package). Personal loan interest rates can vary based on credit profile and are subject to lending criteria, terms and fees. Unless otherwise specified, personal loans are issued by TLC Pty Ltd ACN 623 119 219 Australian Credit Licence 50969. For complete terms visit

CosMediSmile offers interest-free layby plans for plastic surgery and dental procedures. A $1,000 package deposit is required to start a Layby (or $2,000 for select procedures). The full balance must be paid 4 weeks before your procedure. Instalment payment frequency is at your own discretion. Cancel your layby at any time for a full refund, less your deposit amount. Conditions apply, please see Cancellation Policy for detail.


Our team is available 7 days to answer your questions. Weekdays 8.30am – 8.00pm | Weekends 11.00am – 8.00pm AEST.


Complete a 5-minute online assessment to receive your free smile makeover quote.